The Navigators Health Plan
The Navigators has a self-funded medical plan, which means that we pool premium contributions from our members to pay the medical and pharmacy claims of our Navigators family. We partner with Aetna International to administer our claims and provide member customer service.
Aetna specializes in global health care so that members can find health care providers almost anywhere around the world. By selecting Aetna, The Navigators seeks to provide its employees with a smooth transition between their U.S. and overseas health care needs.
This Aetna partnership provides a higher standard of care and services to all Aetna members. These services include pre-trip planning, coordination of care, medical evacuation and/or emergency assistance. These benefits and more can be accessed by calling the customer service number on your Aetna Medical ID Card.
High Deductible Health Plan (HDHP)
To provide the best quality health care at affordable rates, The Navigators offers an HDHP medical plan. The HDHP allows employees to pay for eligible health expenses tax-free through their own health savings account (HSA). HSA funds can be used to pay for medical expenses before an employee meets their deductible, for medical expenses shared with The Navigators through coinsurance and even for other eligible health expenses not covered under the medical plan (dental, vision, etc.).