The Navigators Voluntary Dental Plans
Dental care is an important part of your overall health. The Navigators offers a voluntary dental plan through UHC. As a member, you may receive discounted rates, and preventive care is covered at 100% in the UHC network. To keep you healthy beyond your dental care, the plan also provides oral cancer screenings and extra dental visits during pregnancy and the three months after birth.
Dental Plan Overview | ||||
Key Dental Benefits | UHC Incentive PPO | UHC Passive PPO (AL, LA, MS, & TX) | ||
In-Network | Out-of-Network1 | In-Network | Out-of-Network1 | |
Calendar Year Deductible | ||||
Individual Family | $50 $150 | $50 $150 | $50 $150 | $50 $150 |
Calendar Year Benefit Maximum | ||||
Per Individual | $1,250 | $1,000 | $1,250 | $1,000 |
Covered Services | ||||
Preventive Services | No charge | You pay 20% | No charge | You pay 0% |
Basic Services | You pay 20%* | You pay 50% | You pay 20% | You pay 20% |
Major Services | You pay 50%* | You pay 70% | You pay 50% | You pay 50% |
Orthodontia (Child only) | You pay 50% ($1,000 lifetime benefit maximum) | You pay 50% ($1,000 lifetime benefit maximum) | You pay 50% ($1,000 lifetime benefit maximum) | You pay 50% ($1,000 lifetime benefit maximum) |
*Benefits with an asterisk ( * ) require that the deductible be met before the Plan begins to pay.
- If you use an out-of-network provider, you will be responsible for any charges above the maximum allowed amount.
Monthly Dental Contributions
Dental Plan | |||
Coverage Tier | Employee Deduction | Navigators Dept. | Total |
Employee Only | $29.77 | $0.00 | $29.77 |
Employee + Spouse | $59.54 | $0.00 | $59.54 |
Employee + Child(ren) | $77.57 | $0.00 | $77.57 |
Employee + Family | $113.72 | $0.00 | $113.72 |
Dental Plan Resources
Use these resources to maximize your dental benefits:
Plan Documents
Using Participating Providers: While you are free to use any provider of your choice, you will maximize your benefits and reduce your out-of-pocket costs if you use providers who participate in the UHC network. You can find in-network dentists by visiting myuhc.com.
Dental ID Cards: UHC does not provide dental ID cards. When you visit your dentist, provide them with your group number (# 932695) and your Social Security number, and they will contact UHC to verify your coverage.
Customer Service, Member Website and Mobile App
UHC
(877) 816-3596
Mobile App
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