As a minister, you can withdraw your Ministerial Earnings tax-free to pay your housing expenses under the IRS Ministerial Housing Allowance. That means that even in retirement you can cover your housing expense with tax-free income. Please see the following links for more information.
NEW! New to Ministers Housing Allowance and Your Retirement Account? Start here: A Benefits Guide to MHA
Find more resources below:
Minister’s Housing Allowance FAQ
Clergy Housing Allowance Worksheet
Perpetually Worded Certification Letter
Using Ministerial Earnings for MHA