Prescription drug coverage is an important—but often forgotten—part of our health insurance. Yet, prescription prices are increasing even faster than the cost of health care. You can manage the cost you pay for prescriptions by checking your medicines against the formulary. A formulary is a list of prescriptions drugs that are covered by the plan. Formularies change over time as new drugs are introduced, the effectiveness of certain drugs are called into question, or new generics become available.
Some rules of thumb to save you and The Navigators money on prescriptions:
- Take a generic whenever one is available
- Check the formulary and review your medicines, as well as ones taken by your family members
- Use in-network pharmacies
You can access the updated Aetna formulary here: https://www.aetna.com/individuals-families/find-a-medication/2018-aetna-standard-plans.htm